Whether it’s hail storms, high winds, or twisting tornadoes, we get our share of roof damage here in the Texas/Oklahoma Tornado Corridor . When severe storms occur, it seems that “roofing contractors” appear instantly … almost as if from vapor. Many are really nothing more than “traveling salesmen” that are here to make a quick buck and get out of town!
5 Generations of Roofing & Insurance Claims Expertise
BRM Roofing and Construction has been in the roofing business for 5 Generations. We have successfully worked with nearly every insurance carrier in business today. This involves more than just repairing or replacing roofs. BRM has the experience and knowledge required to properly measure and provide the information necessary for the Adjuster, who is representing your Insurance Carrier, to make an immediate Claim Settlement. This settlement will normally include a check written to you, for the current value of your roof less your deductible amount. Normally when a contract is executed or the work is complete for the agreed upon roof replacement or repair amount (depending on your Carrier), the remainder or the “Replacement Value” will be forwarded to you by your Carrier.
How the Roof Insurance Claim Process Works
- Roof Inspection: Our team will perform a thorough roof insurance claim inspection to assess the damage and determine the best course of action. We ensure that every detail is captured, meeting the standards required by your insurance company.
- Documentation: We assist in preparing and submitting all the required paperwork, ensuring that your claim is supported with clear, accurate information.
- Insurance Negotiation: Once your claim is filed, we’ll work with your insurance company to ensure that you receive a fair settlement for the necessary repairs or replacement. Our professionals are skilled in navigating the roof insurance claim process and can resolve any discrepancies in the scope of damages.
- Roof Repair or Replacement: After approval, our experienced roofing team will perform the necessary repairs or replacements to restore your home. We ensure that the work meets the highest quality standards, so your property is fully protected.
Why Choose BRM Roofing & Construction Services, Inc. for Roof Insurance Claims?
Expert Assistance:
Our roof claim assistance team has years of experience handling roof insurance claims. We ensure all steps are taken to expedite your claim and minimize any stress.
Seamless Process:
From the initial roof insurance claim inspection to the final repair or replacement, we handle the entire roof insurance claim process, so you don’t have to worry about a thing.
Local Professionals:
We’re local roofing professionals with extensive experience working with insurance companies in your area, ensuring a faster and more effective claims process.
Myth vs. Fact: Emergency Roof Repairs and Insurance Claims
MYTH: Insurance Carriers require that you must have 3 Bids before you can begin your roof replacement work. That’s just NOT true!
FACT: BRM’s services are available for emergency repairs immediately after storms damaged your home. The cost of these repairs qualify for reimbursement from your Insurance Carrier if they are properly documented, are considered reasonable and are deemed to have been necessary to protect your home from further damage. In fact if you ask your Insurance Agent, they will explain that it is your responsibility, as stated in your Homeowner Insurance Policy, to have these emergency repairs made as quickly as possible.
FACT: BRM will also be available to meet with the Adjuster, on your roof, to resolve any discrepancies discovered in the scope of the damages and provide the necessary detail of an Estimate as required. Our representatives have the ability to “speak the language” of Adjusters and understand the importance of seeking agreement on the scope of “damages as a direct result of the storm”.
FACT: BRM is local! We have teams and locations covering Dallas, Houston, Austin, and all the way north to Oklahoma City, OK.
What this all means to you as a valued Homeowner, is that IF you ever have a problem within the Warranty Period, BRM Roofing and Construction is a phone call away. Our representatives will be prompt and courteous and we will thoroughly inspect your roof to determine the issue. If BRM finds any failure or problem in our work or the materials that we supplied, we will immediately schedule the work necessary to repair it.
Frequently Asked Questions About Our Roof Insurance Claim Services
1. What can complicate the roof insurance claim process?
Inaccurate damage assessments, missed documentation, and disagreements between homeowners and the insurance company can complicate the roof insurance claim process.
2. Why is it recommended to seek the assistance of an expert when filing a claim?
Experts ensure proper documentation, accurate damage assessments, and smooth communication with the insurance company, increasing the chances of a fair settlement.
3. What is a common issue homeowners face with insurance claims?
Homeowners often face delayed claims or lower-than-expected settlements due to improper damage documentation or insufficient evidence.
4. What can happen if a claim is filed improperly?
Filing a claim improperly can result in claim denial, delays, or reduced compensation, leaving homeowners responsible for costs that should be covered by insurance.