Insurance Claims

Whether it’s hail storms, high winds, or twisting tornadoes, we get our share of roof damage here in the Texas/Oklahoma Tornado Corridor . When severe storms occur, it seems that “roofing contractors” appear instantly … almost as if from vapor. Many are really nothing more than “traveling salesmen” that are here to make a quick buck and get out of town!

Insurance Carriers Dread the Chaos these Contractors Leave Behind.

BRM Roofing and Construction has been in the roofing business for 5 Generations. We have successfully worked with nearly every insurance carrier in business today. This involves more than just repairing or replacing roofs. BRM has the experience and knowledge required to properly measure and provide the information necessary for the Adjuster, who is representing your Insurance Carrier, to make an immediate Claim Settlement. This settlement will normally include a check written to you, for the current value of your roof less your deductible amount. Normally when a contract is executed or the work is complete for the agreed upon roof replacement or repair amount (depending on your Carrier), the remainder or the “Replacement Value” will be forwarded to you by your Carrier.

BRM will Represent You. Separate the MYTH from the FACTS!

MYTH: Insurance Carriers require that you must have 3 Bids before you can begin your roof replacement work. That’s just NOT true!

FACT: BRM’s services are available for emergency repairs immediately after storms damaged your home. The cost of these repairs qualify for reimbursement from your Insurance Carrier if they are properly documented, are considered reasonable and are deemed to have been necessary to protect your home from further damage. In fact if you ask your Insurance Agent, they will explain that it is your responsibility, as stated in your Homeowner Insurance Policy, to have these emergency repairs made as quickly as possible.

FACT: BRM will also be available to meet with the Adjuster, on your roof, to resolve any discrepancies discovered in the scope of the damages and provide the necessary detail of an Estimate as required. Our representatives have the ability to “speak the language” of Adjusters and understand the importance of seeking agreement on the scope of “damages as a direct result of the storm”.

FACT: BRM is local! We have teams and locations covering Dallas, Houston, Austin, and all the way north to Oklahoma City, OK.

What this all means to you as a valued Homeowner, is that IF you ever have a problem within the Warranty Period, BRM Roofing and Construction is a phone call away. Our representatives will be prompt and courteous and we will thoroughly inspect your roof to determine the issue. If BRM finds any failure or problem in our work or the materials that we supplied, we will immediately schedule the work necessary to repair it.